WEBVTT

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TANYA MENENDEZ: I'm Tanya
Menendez, co-founder

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and CEO of Snowball Wealth.

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Snowball Wealth is
an online platform

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focused on tackling student
debt in order to build wealth.

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The way it works is you
get a recommendation on how

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you can save money on
your student loans,

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and you get a repayment
plan through the platform.

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And we're adding additional
wealth-building tools

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to the platform as we speak.

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Our platform helps
people save an average

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of $6,000 on their student
loans and really proud

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to say that we've already helped
thousands of people save money

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on their loans, gain financial
confidence, and begin saving.

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ANDY ZELLEKE: You've all heard
of Apple's Steve Jobs, Amazon's

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Jeff Bezos, more recently, Elon
Musk of Tesla and SpaceX fame.

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They loom large
in our imagination

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as visionary
entrepreneurs, who've

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changed the world, while also
doing pretty well financially.

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Besides these
household names, there

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are countless
other entrepreneurs

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out there, less high
profile, at least for now,

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but worthy of our
attention and admiration,

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each striving to put their
own dent in the universe,

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a phrase associated with jobs.

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So what exactly is
entrepreneurship?

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Harvard Business School
professor Shikhar Ghosh

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provides one classic definition
we use at our institution.

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SHIKHAR GHOSH: The best
definition of entrepreneurship

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that I've seen is
by Howard Stevenson,

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one of the professors at HBS.

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And he defined it as something
like the pursuit of opportunity

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without regard for the
resources currently controlled.

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And so if you think
about that, what you're

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doing is you're going after
an opportunity that you see,

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that's often a need,
that's often something

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that you see a gap in society.

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And you don't have the
resources when you start.

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And so the task
of an entrepreneur

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is to Chase that opportunity
and assemble all the resources,

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find a way to organize
that, make that work.

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ANDY ZELLEKE: What type of
person becomes an entrepreneur?

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Lots of people have ideas
for products and services.

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But what qualities
and experiences

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allow entrepreneurs to
successfully take that idea

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and make a business out of it?

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To help us dig into
those questions,

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we're following the journey of
a rising entrepreneurial star

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Tanya Menendez, a first
generation college student,

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originally from South
Hayward, California.

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Her professional journey
across several startups,

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including her current
venture in technology

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and financial
services or Fintech,

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and also, her personal story.

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